Credit union cybersecurity: NCUA Part 748, FFIEC, and the 72-hour rule
Your team is small. Everyone wears multiple hats. But NCUA examiners don't care about your headcount. They care about your information security program. BlackSheep gives you the structure and evidence to be exam-ready without hiring dedicated compliance staff.
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Built by a CISSP with 20 years in financial services cybersecurity. 100+ compliance programs built. 100% clean exam record.
You already know the problem
Small staff, big regulatory expectations. The 72-hour NCUA notification clock doesn't wait, and examiners expect the same rigor from a 10-person credit union as a 500-person bank.
Without BlackSheep
- 72-hour NCUA notification deadline with no system to track it
- One person managing compliance, IT, and three other jobs
- Examiner walks in and you start digging through folders
- Vendor oversight that amounts to a spreadsheet someone started last year
- Policies nobody has reviewed since the last exam cycle
With BlackSheep
- Automatic 72-hour breach notification timer from the moment you log an incident
- One platform that runs your entire compliance program even with limited staff
- Examiner-ready dashboard with live compliance scores across every framework
- Vendor risk management with due diligence tracking and renewal alerts
- Policy templates with version control and sign-off tracking
Built for credit unions that do more with less
You don't need a 10-person compliance team. You need one platform that does the job.
Compliance Dashboard
See your NCUA Part 748, GLBA, FFIEC, and NIST CSF scores in one view. Know exactly where you stand before the examiner tells you.
Policy Management
Pre-built policy templates mapped to what examiners actually ask for. Version control, employee acknowledgments, and renewal reminders.
Incident Response
Log incidents and the 72-hour NCUA notification clock starts automatically. Full response lifecycle tracking with audit trails.
Vendor Risk Management
Track every vendor, their risk tier, due diligence status, and contract terms. Evidence of ongoing oversight for examiners.
Evidence Collection
All compliance evidence in one place. Clean exports for examinations, board reports, or supervisory committee reviews.
Built for Small Teams
Assign tasks, track progress, and manage your entire compliance program even when it is one person wearing five hats.
Every framework your examiners care about
Mapped controls, tracked evidence, and live compliance scores for every regulation that applies to your credit union.
NCUA Part 748
The core information security regulation for all federally insured credit unions.
- Written information security program
- Board-approved security policies
- Member information safeguards
- Incident response and notification
- Service provider oversight
GLBA Interagency Guidelines
Foundational information security standards that apply to all credit unions.
- Risk assessment and management
- Access controls and authentication
- Information security program
- Incident response and reporting
- Service provider oversight
FFIEC IT Handbook
The examination handbook examiners reference for IT and cybersecurity assessments.
- Information security program maturity
- IT governance and risk management
- Cybersecurity controls assessment
- Business continuity planning
- Audit and examination readiness
NIST CSF 2.0
The framework regulators keep referencing in exams.
- Govern — policies & roles
- Identify — asset management
- Protect — access control
- Detect — monitoring
- Respond & Recover
CIS 18 Controls
Prioritized security controls that map to what examiners expect.
- Asset inventory and control
- Secure configuration management
- Continuous vulnerability management
- Audit log management
- Incident response management
Everything your compliance program needs.
One platform, one price.
Our founder charged $30,000/year per firm to build these programs by hand. Now it's all in software.
Starter
Save $36,000+/year on compliance costs
The full platform. Every feature. Every framework. No gates. Whether you self-manage or work with a consultant, everything is in one place.
- All compliance frameworks
- Live compliance dashboard & scores
- Policy templates & sign-offs included
- Vendor risk management & oversight
- Risk assessment with gap analysis
- Access reviews & IT controls review
- Incident tracking with breach timers
- IR & BCP testing logs
- Security training & tracking
- Cyber insurance readiness
- Tasks, scheduling & annual reporting
- Unlimited users
- Email support
Professional
Hands-on services included
Everything in Starter, plus we do the hands-on work. Incident response testing, business continuity testing, audit support, and annual training included.
- Everything in Starter
- We lead your incident response testing
- We lead your business continuity testing
- We provide audit support
- We lead your annual security training
Enterprise
Your fractional compliance team
Everything in Professional, plus we're alongside you week to week. Still less than a single consulting engagement.
- Everything in Professional
- Biweekly calls to lead your compliance program
- We will personally guide you through the full implementation of your cybersecurity program
- The Maverick to your Goose
- We have your back
All plans include a 14-day free trial. No credit card required. Cancel anytime.
Ready for an exam in 30 days or we extend your trial free until you are.
Frequently asked questions
What compliance frameworks does BlackSheep support for credit unions?
BlackSheep supports NCUA Part 748 (required for all federally insured credit unions), GLBA Interagency Guidelines, FFIEC IT Examination Handbook, NIST Cybersecurity Framework 2.0, and CIS 18 Critical Security Controls. All frameworks are mapped and scored in a single dashboard.
What is the 72-hour NCUA notification requirement?
NCUA requires federally insured credit unions to notify the NCUA within 72 hours of a reportable cyber incident. BlackSheep tracks this timeline automatically from the moment you log an incident, ensuring you never miss the notification window.
How does BlackSheep help credit unions with limited staff?
BlackSheep was designed for organizations where one person wears many hats. The platform automates compliance tracking, provides pre-built policy templates, and maintains exam-ready evidence so your team can manage compliance without hiring dedicated staff.
Does BlackSheep help with NCUA examiner preparation?
Yes. BlackSheep maps your controls to NCUA Part 748 and FFIEC requirements, maintains evidence packages, and provides live compliance scores. When examiners arrive, you show them a dashboard instead of hunting through shared drives.
Can we use BlackSheep if we already have an IT provider?
Absolutely. BlackSheep handles the compliance layer: policies, evidence, risk assessments, vendor oversight, and exam readiness. Your IT provider handles the technical controls. The two work together, and BlackSheep gives you visibility into whether the technical work actually maps to regulatory expectations.
Your compliance frameworks
NCUA Part 748
NCUA cybersecurity requirements for federally insured credit unions
GLBA Interagency Guidelines
Federal requirements for safeguarding member information
FFIEC IT Examination
IT examination handbook controls for financial institutions
NIST CSF 2.0
The gold standard cybersecurity framework for risk management
CIS 18 Controls
Prioritized security controls that strengthen your compliance posture
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Small team, big compliance requirements? We built this for you.
20 years building cybersecurity programs for financial institutions. Now it's a platform starting at $249/month. 14-day free trial, 30-day money-back guarantee.
14-day free trial. No credit card. 30-day money-back guarantee.